Published On: November 6, 2024
Introduction:
There’s a moment, just before the holidays start, when you stop to take a deep breath. It’s early November, and the stores are already filled with holiday music, commercials nudging us about what we’re “supposed” to do. You might find yourself wondering, Is this what the holidays are truly about? For many people, the holidays are a mad rush of spending too much time, too much energy, and too much money.
For years, maybe the holidays felt special and filled with meaning. But recently, they’ve started to feel more like The Nightmare Before Christmas than ‘Twas the Night Before Christmas — a rush of to-dos and “shoulds,” leaving us more drained than joyful.

Also, many of us feel a lingering sense of deprivation, a need to fill what’s felt missing in past holidays. That feeling of scarcity, of something left uncelebrated, can make us want to give more, do more, or spend more to make up for what was lost.
Many of my childhood holidays were disappointing, so I tried to make up for them by overdoing them for years, and it never worked. I’d always wake up the day after Christmas with a feeling of regret, absolutely exhausted and depleted. It’s been such a relief to let go of the old ways and to create each holiday season in a new way that fitwhat was right for this year.
This season, we’re here to remind you that there’s another way, one that feels right for you and honors what you truly need. In this blog post, you’ll have the opportunity to revisit past holiday experiences to see how they may affect you today. By the end of these ten steps, you’ll have the tools to create a holiday season that fits you this year, both emotionally and financially.
1. Reflect on Recent Holiday Spending
Take a moment to think about how spending during past holidays made you feel. Did it bring you joy, or did it feel more like a burden? This step is all about recognizing patterns in your spending that may not align with the holiday spirit you want to create.
2. Focus on What Brings You Satisfaction
What are the parts of the holiday season that genuinely bring you happiness? Is it the music, the meals, or certain traditions? Lean into what fills your heart, and let go of anything that doesn’t feel meaningful to you.

3. Recall Past Holiday Disappointments
Consider any memories that left you feeling disappointed, whether it was unmet expectations or a sense of depletion afterward. Bringing these memories to light can help you understand any lingering feelings and guide you toward a holiday that feels complete.
4. Identify Patterns and Connections
Once you’ve revisited these memories, think about how they might be affecting your approach today. Are you still trying to “make up” for past holidays? This step is a chance to gently let go of old patterns that don’t serve you.
5. Picture the Holiday That Fits You
Close your eyes and imagine a holiday that feels right for you this year. What would it look like if you followed only what feels meaningful and left the rest? Embrace the details that make it special, and keep them close.

6. Create a Spending Plan Aligned with Your Vision
With your vision in mind, plan how you’ll spend on this holiday, not as a strict budget but as a way to honor what you genuinely value. This approach keeps the holidays meaningful and light, avoiding the weight of overspending.
7. Balance Your Spending Plan
Check that your spending plan feels realistic and doesn’t leave you feeling stretched. Be kind to yourself and allow for adjustments that help you feel balanced, financially and emotionally.
8. Plan for Your Time and Energy
Consider your time and energy like any other precious resource. Think of ways to make the most of your holiday moments without overextending yourself.
9. Keep Track of Holiday Expenses
This season, try keeping a gentle eye on your spending. Not to restrict yourself, but to stay connected to your plan and adjust as needed. This way, you can enjoy the holidays without financial stress.
10. Embrace the Season with Peace
As the holidays approach, remind yourself that you have done enough. Step back, celebrate the experiences, and embrace the season you’ve created, knowing you’ve made choices that bring you peace and fulfillment. Here are a few things to remind yourself that will help you stay in balance:
- I am confident in the plans I’ve made.
- I am in control of my spending.
- I will maintain balance throughout the holiday season.
- I am excited about meeting the goals I have set for myself.
- I have done enough.
- I am looking forward to enjoying my holiday vision of success.

It’s not the gifts we get or give that we remember; it’s the experiences we create for ourselves and our loved ones. Now, all that’s left to do is get a good night’s sleep and enjoy the most wonderful time of year.
You deserve it!
Ready to create a holiday that feels right for you?
Download your free copy of our Holiday Planner:
How to Plan for a Soulful, Balanced, and Joyful Holiday Season. This workbook will guide you through these ten steps and includes a unique budgeting tool and calendars to help you stay organized. It’s everything you need to start building the holiday you deserve — meaningful, balanced, and debt-free. —