Confidently manage your money, plan for each month and the year ahead, and set goals you can actually reach...

Discover the possibilities of a spending plan that meets your needs without having to budget.

IMAGINE

What if you looked forward to managing your money because you had a proven plan that reflects your life?

What if you knew exactly how much you earned, spent, and saved at every moment?

HOW WOULD YOU FEEL IF …

  • Managing your finances became as routine as making the grocery list or checking your email.

  • You opened your money management program with excitement at the possibilities instead of dread at the restrictions.

  • Money wasn’t a taboo subject, and, instead, a means to build the life you and your family love.

  • You could model a healthy relationship with money, so your children could go into the world with solid habits and financial confidence.

Successfully managing your money in the long-term isn’t about sticking to a restrictive budget or going without.

YOU’VE TRIED PROGRAMS BEFORE BUT …

Deep down, you know that following limiting budgets will never work for you.

You’re frustrated by programs that don’t allow you to clearly see - all in one place - what you earn, how much you spend and what you need to save to reach your goals, in the short- and long-term.

You’re overwhelmed by the thought of sitting down to manage all the moving parts and growing needs of your dynamic household with a complicated tool.

You know that there’s much more to money than the numbers, and you want one to show you what drives how you earn, spend and save.

You need a tool to help you...

Plan for the expected & unexpected

EASILY pay for periodic expenses because you’ve built up periodic savings

STAY ON TRACK

STAY connected to your spending plan throughout the month, and make adjustments as necessary in real-time

UNDERSTAND YOUR RELATIONSHIP WITH MONEY

SO that you can make any changes and align your spending with your values

FIND THE FREEDOM TO DO THE THINGS YOU WANT FOR YOUR FAMILY & YOURSELF

BECAUSE you have a dynamic household full of people you love to take care of. They all have needs and wants and desires that you want to meet.

Introducing...

MoneyGrit

MONEYGRIT IS THE ONLY ALL-IN-ONE MONEY MANAGEMENT TOOL TO CONFIDENTLY MANAGE YOUR MONEY, PLAN FOR THE YEAR AHEAD AND SET GOALS YOU CAN ACTUALLY REACH

“This program can change your life. For such a reasonable price, you can get in touch with your money, have more peace around money, and save money. When we are managing our money, life becomes so much easier and more enjoyable. You’ll see a return on your investment very quickly.“

DEBBY & JOHN

A SNEAK PEEK AT WHAT MAKES MONEYGRIT. SO DIFFERENT

    After you’ve plugged in your expected income and expenses, the Summary Page will answer: Will This Plan Work?

    The next step? You adjust across your categories as necessary until your spending plan number is met.

    This is not a process of elimination -- it's a process of exploration. You'll be exploring ways to meet your needs and honor your responsibilities for less money instead of eliminating them. Once you go through the adjustment process, you will know you have a workable plan.

    Don’t get caught off guard by predictable periodic expenses. Plot your non-monthly periodic expenses on your annual plan, so when they come up, you can easily pay them.

    You may not earn a consistent income. Track your exact earnings to get a clear picture of the money you make so you can plan to always have what you need.

    Creating an annual plan helps you expand your view and begin to look at the possibilities you can create for you and your family.

    As you stay connected to your plan, you’ll notice patterns developing month after month, revealing how a decision you made yesterday affects your finances in the days and months ahead. Once you can identify patterns, you can change your behavior.

    An important part of achieving a healthy relationship with money is learning to tell the difference between needs, wants, and desires. Identifying and taking care of your needs is a skill you will use for the rest of your life and is the key to creating a life filled with meaning, satisfaction, and abundance.

Top-notch user experience

MONEYGRIT. IS SECURE!

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MONEYGRIT. IS SECURE!

MoneyGrit. takes full advantage of the latest technology and is 100% cloud-based. MoneyGrit is also behind a state-of-the-art firewall to further secure customer information.

WILL THIS PLAN WORK?

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WILL THIS PLAN WORK?

Never wonder if your spending plan will work again. After plugging in your numbers, click the magic “Will This Plan Work?” on the Summary Page.

PRELOADED CATEGORIES

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PRELOADED CATEGORIES

Robust and detailed categories, including everything from dry cleaning to shoe repair to groceries to restaurants, are pre-programmed.

RESOURCE LIBRARY

RESOURCE LIBRARY

Quick instructional videos will help you get started the right way. I’m a money coach at heart, and I want to see you get the most value out of MoneyGrit.

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“For the first time, I paid my annual property tax bill when it came due. Not only did I pay it on time, but for the first time, I had all the money in savings, and I wasn’t stressed about finding the money.”

“SO EASY TO USE“

“MoneyGrit. gives me such peace. I no longer run out of money at the end of the month. I don’t get credit card bills that I didn’t expect. I love that I can plan my spending before I spend it. It has saved me so many times.”

SARAH M.

Annual Plan

$127

/year


Save $77 over 12 months!

  • One year subscription to MoneyGrit.
  • Instructional and insightful video tutorials led by Creator Karen McCall
  • Access to the private Facebook MoneyGrit. Community where you can ask questions, and engage with fellow entrepreneurs

Monthly Plan

$17

/month

  • Monthly subscription to MoneyGrit.
  • Instructional and insightful video tutorials led by Creator Karen McCall
  • Access to the private Facebook MoneyGrit. Community where you can ask questions, and engage with fellow entrepreneurs

“I HAD MY FIRST 5-FIGURE MONTH“

“After using both the Business and Personal programs for five months, I nearly doubled my income and had my first five-figure month. Once I began tracking my business spending, something in my mind shifted — I could see the bigger picture.”

RACHEL V.

Hi, my name is Karen McCall.

Back in 1988, there were no money coaches. I know because I was in desperate need of one. Drowning in debt, I felt ashamed and hopeless. But deep down, I was a fighter, and I vowed to persevere with courage and passion to change the trajectory of my life.

I set up the Financial Recovery Institute and began my 33-year career coaching people of all income levels and all walks of life to have a healthy relationship with money.

I don’t believe in budgets because I don’t believe in “can’t.” MoneyGrit. is about planning ahead and working with what you have. It's about finding possibilities without earning more or going without.

MoneyGrit. started as a pen and paper system. It’s now cutting-edge software designed with real people in mind. I know what works, and I know what tools are most effective in helping people realize their financial goals.

I created MoneyGrit. because there is no other program on the market with all of the crucial elements needed to get a reliable picture of your finances and what you can do with them.

It is so important to understand your relationship with money – how and why you spend or save, and the emotional drivers behind your behavior.

If you use it, you’ll learn about yourself, too.

It’s truly transformational.

MoneyGrit. is one-of-a-kind because ...

You create a plan, not a budget, so you don’t go without

You can plan for the year ahead so you don’t look back with regret

You know if your plan will work before you spend a dollar

You observe your habits and tendencies, so you can decide if your need to make a change

This program includes everything you need to
manage your money with confidence

MoneyGrit. is built on a proven foundation of money-coaching expertise, but like anything in life, it takes passion, perseverance, and courage to understand your relationship with money and gain control of your finances.

If you want this to be the year you finally commit to:

Creating healthy financial habits

Building a sustainable plan to help you manage your money

Discovering the possibilities in the wealth you have instead of constantly striving for what you think you need

Understanding your relationship with money and how it affects every part of your life

Feeling more at peace and in alignment with what you want to create for your life

then...MoneyGrit. is the tool you need!

You may be wondering if MoneyGrit. is right for you. We want you to be 100% satisfied with your MoneyGrit. subscription because if you’re not satisfied, neither are we.

So we encourage you to buy it, customize it, and use it. Still not satisfied? We’ll return your money within the first 30 days after purchase. Just email us at: support@moneygrit.com.

This is for you if:

You’re ready to get a clear picture of your finances instead of guessing about your income and expenses.


You want a system that goes deeper and helps you plan with anticipation instead of looking back with regret.


You’re the family CFO running a dynamic household with competing and growing needs. You want to make sure everyone gets their true needs met, including you!

So what are you waiting for?

Sign me up!

Annual Plan

$127

/year

Save $77 over 12 months!

  • One year subscription to MoneyGrit.
  • Instructional and insightful video tutorials led by Creator Karen McCall
  • Access to the private Facebook MoneyGrit. Community where you can ask questions, and engage with fellow entrepreneurs

Monthly Plan

$17

/month

  • Monthly subscription to MoneyGrit.
  • Instructional and insightful video tutorials led by Creator Karen McCall
  • Access to the private Facebook MoneyGrit. Community where you can ask questions, and engage with fellow entrepreneurs

Frequently Asked Questions

Other programs focus on budgets versus spending plans, which, much like dieting, doesn’t work. MoneyGrit. allows you to see all of your finances in one place and plan for the year ahead – with clear visibility into each month.

MoneyGrit. is programmed with a unique adjustment process that helps you discover your money behaviors. Over time, you will get insight into how you earn and spend.

The unique step-by-step adjustment process teaches you how to manage your money instead of simply changing your initial figure.

There are free apps on the market, but they fall short in many areas. To succeed, you need a program that teaches you how to plan and modify your spending to reach your goals. Plus, it’s likely less than your monthly coffee budget!

Setting up your dashboard with your personalized categories will be the most time-consuming task. As long as you update the program with your finances, it will become as simple as checking your email. Plus, many features are automated.

No! MoneyGrit. is for anyone who wants to have total control of their money. If you want the power of choice and foresight into the year ahead, MoneyGrit. is for you.

MoneyGrit. is secure! MoneyGrit. takes full advantage of the latest technology and is 100% cloud-based. (This means you access your account by going to our URL address and inputting your username and password.)

MoneyGrit. resides in a Tier-2 hosting facility in the United States which provides 99.98% or better availability, redundant backup power, offsite backup, and other systems to best meet the needs of heavy 24x7 transaction volume.

Beyond MoneyGrit.’s application layer security, encryption, SSL for personal data and credit card processing, and 3rd party PCI compliance testing, MoneyGrit. is also behind a state-of-the-art firewall to further secure customer information.

We want you to be 100% satisfied with MoneyGrit, so we’re offering a 30-day money-back guarantee. Unsatisfied? Just email us and we’ll refund your money. We’re that confident you’ll love it.